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Money & Life

The personal economy, interpreted — housing, education, career and the cost of being young.

Personal Finance, Budgeting, Checking Accounts, Savings Accounts, Money ManagementHousing Affordability, First-Time Homebuyers, Mortgage Rates, Student Debt, Personal Finance, South Korea, Housing MarketFriendflation, Cost of Living, Gen Z Spending, Consumer Behavior, Social Spending, Personal FinanceGoldman Sachs, Active ETFs, Asset Management, Neos Investments, Fee-Based RevenueEducation
Editorial illustration showing personal money divided between savings reserved for future needs and checking used for monthly expenses and card payments.
Explainer · Personal Finance, Budgeting, Checking Accounts, Savings Accounts, Money Management

Your Bank Balance Is Not Your Spending Budget

Separating money between checking and savings can create a simple boundary between what you have and what you actually plan to spend.

By BEW Editor··5 min read
Analysis · Housing Affordability, First-Time Homebuyers, Mortgage Rates, Student Debt, Personal Finance, South Korea, Housing Market

Why Young Professionals Are Delaying Homeownership

Rising home prices, higher borrowing costs, slower wage growth, and student debt are making homeownership increasingly difficult for young adults in both the United States and South Korea.

By BEW Editor·Aug 15, 2026·3 min read
A minimalist illustration showing a household moving toward homeownership while facing barriers from housing prices, borrowing costs, and affordability challenges.
Analysis · Friendflation, Cost of Living, Gen Z Spending, Consumer Behavior, Social Spending, Personal Finance

Why Everyone Is Talking About the Cost of Friendship

As inflation reshapes everyday spending, many young adults are discovering that maintaining friendships now comes with a growing price tag—and one that is often difficult to cut.

By BEW Editor·Aug 14, 2026·3 min read
A minimalist network of friendship connections surrounded by symbols for dining, travel, gifts, and social activities that expand outward to represent rising social costs.
Analysis · Goldman Sachs, Active ETFs, Asset Management, Neos Investments, Fee-Based Revenue

Goldman Sachs Is Making a Bigger Bet on Active ETFs

Goldman Sachs is buying Neos Investments for up to $2.25 billion, deepening its push into active ETFs. The deal reflects a broader strategy to build steadier, fee-based revenue beyond investment banking and trading.

By BEW Editor·Aug 12, 2026·5 min read
Abstract editorial illustration showing investment assets flowing through ETF structures into a larger asset-management platform.